Co-Insurance
(Inside USA/Canada)
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After you pay the deductible,
underwriters will pay 80% of
the next $5,000 of Eligible
Expenses, then 100% to the
Overall Maximum Limit.
Coinsurance will be waived if
expenses are incurred within
the PPO and expenses are
submitted to Underwriters for
review and payment directly to
the provider.
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After you pay the deductible,
the program pays 90% of the
next $5,000 of eligible
expenses, then 100% to the
selected Medical Maximum.
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Pre-Existing Condition
Coverage
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Age under 70: You are covered
for an Acute Onset of a
Pre-existing Condition.
Coverage is available up to
$15,000 Maximum for Eligible
Medical Expenses and up to
$25,000 for Emergency
Medical Evacuation.
Ages 70 & above: No
Pre-existing coverage.
An Acute Onset of a Pre-existing
Condition is a sudden and
unexpected outbreak or
recurrence of a Pre-existing
Condition which occurs
spontaneously and without
advance warning either in the
form of Physician
recommendations or symptoms.
Treatment must be obtained
within 24 hours of the sudden
and unexpected outbreak or
recurrence.
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For US Citizens: Up to
$20,000 for U.S. citizens
traveling outside the United
States.
For Non-US Citizens: For
foreign nationals visiting the
United States, up to $200 per
day for each night spent in
the hospital after being
admitted for either a heart
attack or stroke. Max. Benefit
of $3,000.
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Optional Coverage
Age under 70: Up to $5,000
in coverage for Myocardial
Infarction (heart attack) or
Stroke
Age 70 or above: Up to
$3,000 in coverage for
Myocardial Infarction (heart
attack) or Stroke
Please see schedule of
benefits for this plan.
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Age under 70: Up to $5,000
in coverage for Myocardial
Infarction (heart attack) or
Stroke.
Age 70 and above: Up to
$3,000 in coverage for
Myocardial Infarction (heart
attack) or Stroke
Please see schedule of
benefits for this plan.
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