This comparison chart
shows information for
Non-US citizens.
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Lifetime maximum
$15,000 policy - for 80 &
above.
$50,000 policy - up to age
79.
$50,000 to $1,000,000
policy - up to age 69.
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Lifetime maximum
$15,000 policy - for 80 &
above.
$100,000 policy - up to age
79.
$500,000 to $1,000,000
policy - up to age 69.
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Lifetime maximum
$1000 of maximum
coverage for sickness within
first 30 days.
$50,000 policy - for all ages.
$50000, $100,000 & $
250,000 policy - for up to
age 69.
$50,000 to $500,000 policy
- for up to ages 59.
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Per Incident
$10,000 policy - for 80 &
above.
$50,000 policy - up to age 79.
$50,000 & $100,000 policy -
up to age 69.
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Per policy period or
annual (if policy period is
more than 12 months)
$0, $100, $250, $500,
$1000 & $2,500 option
depends on age group.
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Annual Deductible
$250, $500, $1,000, $2,500
depends on age group.
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Per person per policy
period
$50, $100, $250, $500,
$1,000, $2,500 & $5,000
option depends on age
group.
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Per policy period
$250, $500 & $1,000 for all
age group.
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Co-Insurance
(Inside USA/Canada)
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80/20 co-insurance
After deductible, plan pays
80% of covered medical
expenses of next $5,000,
then 100% of covered
medical expenses up to
policy maximum.
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80/20 co-insurance
After deductible, plan pays
80% of covered medical
expenses of next $5,000,
then 100% of covered
medical expenses up to
policy maximum.
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80/20 co-insurance
After deductible, plan pays
80% of covered medical
expenses of next $5,000,
then 100% of covered
medical expenses up to
policy maximum.
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Per Incident, 80/20
co-insurance
After deductible, plan pays
80% of covered medical
expenses of next $5,000,
then 100% of covered medical
expenses up to policy
maximum. Incidental travel
(14 days max) to Canada.
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Co-Insurance
(Outside USA/Canada)
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After deductible, plan pays
100% of covered medical
expenses up to policy
maximum.
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80/20 co-insurance
After deductible, plan pays
80% of covered medical
expenses of next $5,000,
then 100% of covered
medical expenses up to
policy maximum.
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n/a
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After deductible, plan pays
100% of covered medical
expenses up to policy
maximum. Incidental travel
(14 days max) to Mexico or US
territories.
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Provider Network
(Inside USA)
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Yes
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Yes
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Yes
(For PPO Network, your PIN
# 3014)
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Yes
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Provider Network
(Outside USA)
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Yes, Renew Online
Minimum 5 days of renewal
required.
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Yes, Renew Online
Minimum 15 days of
renewal required.
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Renewal fee charged by
Insurance Company
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$5/policy
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unknown
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n/a
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n/a
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Seven Corners (SC)
(Formally known as SRI)
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Travel Insurance Services
(TIS)
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Global Underwriters (GU)
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Travel Insurance Services (TIS)
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Virginia Surety Company,
Inc.
Lloyd's of London in states
FL, NC, NY, OR, KS.
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AIG
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AIG
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AIG
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A "Excellent"
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A+ "Superior"
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A+ "Superior"
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A+ "Superior"
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Brochure/Application
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Premium
Benefits
Optional Coverage
Exclusions
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Coverage detail
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Premium
Benefits
Optional Coverage
Exclusions
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Plan for Non-US citizens
traveling to USA
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Plan for Non-US citizens
traveling to USA.
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Medical Coverage (For Outpatient treatment, please check "coverage details" available under detail section)
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up to Policy Maximum
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Up to Policy Maximum for
average semi-private room
rate
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Up to Policy Maximum for
average semi-private room
rate
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Up to Policy Maximum for
average semi-private room
rate
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Intensive Care Unit (ICU)
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up to policy maximum.
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up to policy maximum, two
times average semi private
room.
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up to policy maximum, two
times average semi private
room.
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up to policy maximum.
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Covered as per policy
coverage up to policy
maximum.
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Covered as per policy
coverage up to policy
maximum.
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Covered as per policy
coverage up to policy
maximum.
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Covered as per policy
coverage up to policy
maximum.
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Up to Policy Maximum
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Up to Policy Maximum
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Up to Policy Maximum
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Up to Policy Maximum
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$2,500
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Included in Emergency
Medical Evacuation benefits
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Up to Policy Maximum
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Included in emergency
medical evacuation benefit.
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Medicine/Prescription
Drug
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Buy medicine from
pharmacy and file claim.
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up to policy maximum
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Buy medicine from
pharmacy and file claim.
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Buy medicine from pharmacy
and file claim.
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As per policy.
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up to policy maximum
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As per policy.
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As per policy.
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Dental - Acute,
unexpected pain
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$100 (if plan purchased for
1 month or more)
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Dental - Accident related
emergency
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$500 (if plan purchased for
1 month or more)
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up to policy maximum
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up to policy maximum.
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up to policy maximum.
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Emergency Medical
Evacuation/Repatriation
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$100,000
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$100,000
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$100,000
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A: $50,000 / B: $100,000
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$20,000
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$20,000
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$20,000
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A: $10,000 / B: $20,000
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$10,000
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$10,000
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$10,000
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up to $5,000.
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$250
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$50/article, $250 max.
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$5,000
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up to $5,000.
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$5,000
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$5,000
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Accidental death &
dismemberment (AD&D)
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$25,000 Principal Sum for
Insured or Insured Spouse,
$5,000 for Dependent Child.
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$25,000
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$25,000
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A: $50,000 / B: $100,000
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Common carrier
accidental death
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$50,000 per adult, $25,000
per children under age of
18; $250,000 Maximum per
family
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$25,000
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$25,000
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A: $50,000 / B: $100,000
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up to Policy Maximum
(not covered in FL, NC, NY,
OR, KS)
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Identity theft assistance
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$100 / night (traveling
outside the U.S. and
Canada)
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Option available
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