Liaison Continent
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Purchase this Plan Online
Brochure & Paper Application
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medical insurance that covers you outside your home country
5 days to 187 days of coverage for:
• non-citizens visiting the united states
• united states citizens traveling overseas
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Agent Information:
MCIS Multichoice Insurance Services
40461 Fremont Blvd.,
Fremont, CA 94538, USA.
Ph: 1-800-507-1428
Ph: 1-510-456-5304
Fax: 1-510-402-4743
Website: www.insurancemultichioce.com
Email: contact@insurancemultichoice.com
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All coverages and plan costs listed in this brochure are in U.S. Dollar amounts.
medical maximum per person: $50,000; $100,000; $500,000; $1,000,000 (ages 80+, maximum limited to $15,000)
deductible: $0; $100; $250; $500; $1000; $2500 Deductible is per person per Policy Period, maximum of 3 Policy Period deductibles per family.
The selected Deductible and Coinsurance amount must be met for your Policy Period, maximum one hundred and eighty seven (187) days. (see
Continuing Coverage)
Coinsurance:
Inside of the United States
Plan A: After you pay the deductible, the program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical Maximum.
Plan B: After you pay the deductible, the program pays 75% of eligible expenses to the selected Medical Maximum.
Outside of the United States
Plan E: After you pay the deductible, the program pays 100% to the selected Medical Maximum.
Plan F: After you pay the deductible, the program pays 80% of eligible expenses to the selected Medical Maximum.
hospital indemnity: $150 / night, up to a maximum of thirty (30) days (traveling outside the U.S. and Canada) In addition to any other Covered
Expense.
dental (emergency): $100 ($500 for accidents) Only available to programs purchased for one (1) month or more.
emergency medical evacuation/ repatriation: $300,000 (in addition to the Medical Maximum)
home country coverage: Incidental Trips to The Home Country: $50,000
follow me home coverage: $5,000
return of mortal remains: $50,000
emergency reunion: $50,000
return of minor child(ren): $50,000
interruption of trip: $5,000
loss of checked luggage: $250
local ambulance expense: $5,000
accidental death & dismemberment (ad&d): $50,000 Principal Sum for Insured or Insured Spouse, $5,000 for Dependent Child(ren).
common carrier accidental death: $100,000 per adult, $25,000 per child(ren) under age of 19; $250,000 Maximum per family
hospital room & board: Usual, reasonable and customary to the selected Medical Maximum
intensive care: Usual, reasonable and customary to the selected Medical Maximum
outpatient medical expenses: Usual, reasonable and customary to the selected Medical Maximum
waiver of pre-existing conditions: Up to $20,000 for U.S. citizens under age 70 traveling outside the United States and Canada (Age 70+, up to
$5,000)
acute onset of a pre-existing condition: Up to $15,000 for non-U.S. citizens under age 70 traveling to the United States (Age 70+, no benefit).
benefit period: 180 day
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acute onset of a pre-existing condition
Non U.S. Citizens traveling to the United States
If you are under age 70, you are covered for an Acute Onset of a Pre-existing Condition as defined below. Coverage is available up to $15,000
Lifetime Maximum for Eligible Medical Expenses and up to $25,000 Lifetime Maximum for Emergency Medical Evacuation. An “Acute Onset of a Pre-
existing Condition” is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition(s) which occurs spontaneously and without
advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent
care. The Acute Onset of a Pre-existing Condition must occur after the effective date of the policy. Treatment must be obtained within 24 hours of
the sudden and unexpected outbreak or recurrence. A Pre-existing Condition that is a chronic or congenital condition or that gradually becomes
worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical
care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.
unexpected recurrence of a pre-existing condition
U.S. Citizens traveling outside of the U.S. and Canada
This Plan shall pay, up to $20,000 (Age seventy (70) and older, up to $5,000) subject to the chosen Deductible and Coinsurance, for Covered
Expenses resulting from a sudden, unexpected recurrence of a Pre-existing Condition while traveling outside the United States and Canada. This
benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to
the Effective Date of coverage.
Pre-existing Condition(s) shall mean any medical condition, sickness, Injury, Illness, disease, Mental Illness or Mental Nervous Disorder,
regardless of the cause including any congenital, chronic, subsequent, or recurring complications or consequences related thereto or resulting
therefrom that with reasonable medical certainty existed at the time of application or any time during the 36* months prior to the effective date of
coverage under this policy, whether or not previously manifested, symptomatic, known, diagnosed, treated or disclosed. This specifically includes
but is not limited to any medical condition, sickness, Injury, Illness, disease, Mental Illness or Mental Nervous Disorder, for which medical advice,
diagnosis, care or treatment was recommended or received or for which a reasonably prudent person would have sought treatment during the
36* month period immediately preceding the effective date of coverage under this policy. *For Insured Persons traveling outside the United States
and Canada, the period is 12 months instead of 36 month.
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value
Seven Corners utilizes widely recognized and reputable insurance organizations to underwrite our programs. We realize that the value of an
insurance program is in the professionalism of the underlying organization. Seven Corners continually invests in its people, systems, and solutions
to make the insurance buying experience a favorable one for our clientele.
convenience
Our program brochures and documentation offer a detailed description of the product and underlying coverage.
doctors & hospitals worldwide
Seven Corners has access to over 12,000 doctors and hospitals worldwide. With one phone call, we can assist you in locating a provider. Seven
Corners’ Assist is trained to help you obtain appropriate care.
why international medical insurance?
Each year, millions of people travel beyond the boundaries of their medical insurance. If you are concerned with the potential out-of-pocket
expenses that could result from an Injury or Illness while traveling, Liaison® Continent offers medical coverage and emergency services to
individuals and families traveling outside their Home Country. This brochure is a brief description of Liaison® Continent. For a full description,
please visit our website. After you have purchased the program a complete Program Summary will be e-mailed to you.
eligibility
Liaison® Continent provides coverage, as outlined in this brochure, for individuals and families (including unmarried dependent child(ren) over 14
days and under 19 years of age) while traveling outside of their Home Country.
For persons traveling to the United States, the program must become effective within 3 months of arrival in the United States.
Home Country is defined as - The country where a covered person(s) has his/her true, fixed and permanent home and principal establishment.
Before purchasing additional coverage, you must return to your Home Country for a minimum of thirty (30) days.
It is the insured person’s responsibility to maintain all records regarding travel history, age, student status and provide any documents
to the Administrator, which would verify the Eligibility Requirements.
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description of coverage
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period of coverage
The minimum period of coverage under Liaison® Continent is five (5) days, maximum is one hundred eighty-seven (187) days (see Continuing
Coverage section). Coverage can be purchased in a combination of monthly and/or daily increments by paying the appropriate plan cost. If you are
traveling for a long period of time, please refer to “Continuing Coverage” section.
effective date
Your coverage will begin on the latest of the following:
- The date and time the Company receives a completed application and plan cost for the Period of Coverage; or
- The Effective Date requested on the application; or
- The moment You depart Your Home Country; or
- The date the Company approves the application.
expiration date
Coverage will end on the earlier of the following:
Your return to Your Home Country (except as provided under the Home Country Coverage); or
The expiration of one hundred and eighty-seven (187) days from the Effective Date of Coverage; or
The date shown on the ID card; or
The end of the period for which plan cost has been paid; or
The date You fail to be considered an Eligible Person; or
The maximum benefit amount has been paid.
medical
When you incur a covered Injury or Illness, the program will pay Usual, Reasonable and Customary medical charges for Covered Expenses, excess
of the chosen Deductible and Coinsurance, up to the selected Medical Maximum. Only such expenses, incurred as the result of an Injury or Illness,
which are specifically enumerated in the following list of charges, are incurred within one hundred and eighty (180) days from the onset of an
Injury or Illness, and which are not excluded in the Exclusions, shall be considered as Covered Expenses:
- Charges made by a Hospital for room and board, floor nursing and other services inclusive of charges for professional service (with the
exception of personal services of a non-medical nature); provided, however, that expenses do not exceed the Hospital’s average charge for
semi-private room and board accommodations, Charges made for an operating room.
- Charges made for Intensive Care or Coronary Care charges and nursing services.
- Charges made for diagnosis, treatment and Surgery by a Physician; charges made for the cost and administration of anesthetics.
- Charges made for Outpatient treatment, same as any other treatment covered on an Inpatient basis. This includes ambulatory Surgical
centers, Physicians’ Outpatient visits/examinations, clinic care, and Surgical opinion consultations.
- Charges for medication, x-ray services, laboratory tests and services, the use of radium and radioactive isotopes, oxygen, blood
transfusions, iron lungs, and medical treatment; dressings, drugs, and medicines that can only be obtained upon a written prescription of a
Physician or Surgeon
- Charges for physiotherapy, if recommended by a Physician for the treatment of a specific Disablement and administered by a licensed
physiotherapist.
- Ground ambulance (within the metropolitan area, up to $5,000 maximum) to and from the nearest Hospital with facilities for required
treatment. If the Insured Person is in a rural area and unreachable by ground ambulance, then licensed air ambulance transportation to the
nearest metropolitan area shall be considered a Covered Expense.
- Hotel room charge, when the Insured Person, otherwise necessarily confined in a Hospital, shall be under the care of a duly qualified
Physician in a hotel room due to unavailability of a Hospital room by reason of capacity or distance or any other circumstances beyond
control of the Insured Person.
- Charges made for artificial limbs, eyes, larynx, and orthotic appliances, but not for replacement of such items.
- Charges for Home Health Care up to a $2,500 Maximum per Policy Period
dental - emergency only
The Emergency Dental Benefit is available to you provided you have purchased one (1) or more months of coverage. Treatment necessary to
resolve acute, spontaneous and unexpected inception of pain to sound natural teeth ($100) or Dental treatment necessary to restore or replace
sound natural teeth lost or damaged in an Accident is covered under the program ($500). This benefit is subject to the Deductible and Coinsurance.
emergency medical evacuation / repatriation
The program will pay Covered transportation Expenses incurred up to $300,000 for any covered Injury or Illness commencing during the Period of
Coverage that results in a Medically Necessary Emergency Medical Evacuation or Repatriation (your medical condition warrants immediate
transportation from the medical facility where you are located to the nearest adequate medical facility where medical treatment can be obtained).
Covered Medical Expenses will be paid to the Medical Maximum, minus Your Deductible and Coinsurance, unless otherwise specifically excluded.
If the decision is made by Seven Corners Assist to evacuate you to your Home Country, the Follow Me Home limit of $5,000 does not apply.
*This benefit must be arranged by the Assistance Company in consultation with the local attending Physician. Failure to utilize Seven
Corners Assist to arrange for these services will result in the denial of benefits
return of mortal remains
The Program will pay the reasonable Covered Expenses incurred up to a maximum of $50,000 to return your remains to your Home Country, if you
should die.*
emergency medical reunion
When Emergency Medical Evacuation or Repatriation is arranged and the attending Physician recommends that a family member travel with you,
the program will arrange and pay, up to $50,000, for round-trip economy-class transportation for one individual of your choice, from your Home
Country, to be at your side while you are hospitalized and then accompany you during your return to your Home Country.*
return of minor child(ren)
If you are traveling alone with a Minor Child(ren) and are hospitalized because of a covered Illness or Injury and the Minor Child(ren), under age
19, is left unattended, the program will arrange and pay up to $50,000 for one-way economy fare to their Home Country (including the cost of an
attendant/escort, if necessary to insure the safety and welfare of a Minor Child(ren)).*
hospital indemnity
If you are hospitalized while traveling outside of the United States or Canada, and the hospitalization is considered a Covered Expense, the
program will indemnify you $150 for each night spent in the hospital, up to a maximum of thirty (30) days. This benefit is in addition to any other
covered expenses of the program. You may use these incidental funds as you wish.
interruption of trip
If you are unable to continue the Trip due to the death of an Immediate Family member (parent, spouse, sibling or child) or due to serious damage
to your principal residence from fire, flood or similar natural disaster (tornado, earthquake, hurricane, etc.). The program will reimburse you (up to
$5,000) for the cost of economy travel, less the value of applied credit from an unused return travel ticket, to return you home to your area of
principal residence.*
*NOTE: In the event of Emergency Medical Evacuation, Repatriation, Return of Mortal Remains, Emergency Reunion, Return of Minor Child(ren) or
Interruption of Trip benefit is needed or utilized, all arrangements must be made by the Assistance Service Provider. Complete details about the
benefits and about the required notification of the Assistance Service Provider are contained in the Program Summary. Failure to utilize Seven
Corners Assist to arrange for these services will result in the denial of benefits.
loss of checked luggage
If your checked luggage is permanently lost by the airline, the program will reimburse you for the replacement of clothing and personal hygiene
items lost to a maximum per article limit of $50 (up to $250). This benefit is secondary to any other (including airline)coverage available. You must
furnish proof to the Company that full reimbursement has been obtained from the airline.
assistance services
Upon enrollment into Liaison® Continent, you are eligible to use any of the assistance services provided by Seven Corners Assist. Additional
information is contained in the Program Summary.
- Open 24 hours / day, 365 days a year
- Multilingual personnel
- Physicians / nurses on staff
- Locate local facilities
- Help with emergency situations
home country coverage
Incidental Trips to Your Home Country: This benefit covers you for incidental trips taken during your Period of Coverage to your Home Country (30
days per one hundred eighty-seven (187) days of purchased coverage or pro rata thereof - example: approximately 5 days per month of
purchased coverage). Maximum benefit is reduced to $50,000, minus Your Deductible and Coinsurance, for any Illness or Injury occurring while on
an incidental trip to your Home Country. You must first depart Your Home Country in order to utilize this benefit and it does not apply to the final
trip home. In the event of a claim, You may be required to provide proof of Your travel intentions. Earned Home Country Coverage days for the
current Policy Period do not extend or carry over after a completed one hundred eighty-seven (187) days. If you choose to purchase a new Policy,
the earning of incidental days will start over again, i.e. 5 days for every month that You purchase. Please note: If you do not use your Home
Country Coverage days within your Period of Coverage, they do not extend after your current expiration date.
Follow Me Home Coverage: This plan shall pay for Covered Expenses incurred in your Home Country up to $5,000, minus Your Deductible and
Coinsurance, for conditions that are first diagnosed and treated outside Your Home Country (Does not apply for Emergency Medical Evacuation or
Repatriation).
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options
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continuing coverage
You do not have to pay premium for your entire trip all at once. The minimum Period of Coverage is five (5) days. Prior to the expiration date,
Seven Corners will send out a renewal notice to your e-mail address, providing you the opportunity to extend coverage. This can be done as many
times as you like up to a maximum Period of Coverage of one hundred and eighty seven (187) days. A $5.00 Administrative Fee will be included on
each renewal payment.
It is the insured person’s responsibility to maintain all records regarding travel history, age, student status and provide any documents
to the Administrator, which would verify the Eligibility Requirements.
hazardous sport coverage
To cover motorcycle / motor scooter riding (whether as a passenger or driver), hang gliding, parachuting, bungee jumping, water skiing,
wakeboard riding, jet skiing, windsurfing, snow skiing, snowmobiling and snow boarding.
Parachuting shall mean an activity involving the breaking of a free fall from an airplane using a parachute.
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For those who are intending longer international trips, an option is available to you. Seven Corners will email you a renewal notice prior to your
program’s expiration date.
While a new period of coverage will be issued, your original effective date will be used with regards to calculating your deductible and coinsurance
(for up to a total of 187 days, then both will begin again), as well as determining any Pre-existing Conditions.
It is important to note that rates and benefits may change for each subsequent period of coverage. A $5.00 Administrative Fee will be included on
each notice. This option is not available if you allow coverage to expire prior to reapplying. If this happens, an entirely new program must be
purchased (Pre-existing Condition begins again). You may also renew your coverage online
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pre-notification / referral
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You or someone on Your behalf are required to contact Seven Corners Assist in the following situations:
- Within 48 hours of an emergency hospital admission anywhere in the world.
- Before a scheduled, non-emergency hospital admission anywhere in the world.
- Before receiving any medical treatment inside the United States.
- Before inpatient or outpatient surgery worldwide.
Pre-Notification does not guarantee that benefits will be paid.
Network:
- Inside of the United States: Seven Corners’ provider network is not required. By utilizing the network, You may receive potential discounts
and out-of-pocket savings for any incurred eligible expenses.
- Outside of the United States: Seven Corners has an extensive network of international providers, many of which have direct pay
agreements. We recommend You contact Seven Corners Assist for a provider referral, however, You may seek treatment at any facility.
Utilizing the network does not guarantee benefits or that the treating facility will bill Seven Corners direct.
Please be aware that this is not a general health insurance policy, but an interim, limited benefit period, travel medical program intended
for use while away from your Home Country. Liaison® Continent does not guarantee payment to a facility or individual for medical
expenses until Seven Corners determines that it is an eligible expense.
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Seven Corners realizes that there is uncertainty in international travel. Refund of total plan cost will only be considered if written request is
received by Seven Corners prior to the Effective Date of Coverage. If written request is received after the Effective Date of coverage, the unused
portion of the plan cost may be refunded minus a cancellation fee, provided no claim has been submitted to Seven Corners for reimbursement.
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claim submission
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Filing a claim with Seven Corners is easy. When you receive treatment, send the itemized bills to Seven Corners within ninety (90) days via e-mail,
fax, or postal mail. Eligible bills are automatically converted from local currencies to U.S. dollars. For payments of eligible medical expenses, notify
Seven Corners of pending treatments and we can refer you to approved health care providers worldwide. You’re only responsible for your
deductible, coinsurance and non-eligible expenses. For more details, consult the Program Summary that is provided on your virtual ID card or
contact the Seven Corners Claim Department.
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For Medical benefits, this Insurance does not cover:
1) Pre-existing Conditions which are excluded under this policy. This means that any claims for Pre-existing Conditions will not be covered for
the duration of this policy.
a) If you are a United States citizen, this exclusion is waived for the first $20,000 in eligible medical expenses incurred outside the United
States and Canada (for persons age 70 and over, the amount is $5,000). This waiver does not include coverage for known, scheduled,
required, or expected medical care, drugs, or treatments existent or necessary prior to the effective date of this program.
b) If You are a non-U.S. citizen, under age 70, this exclusion is waived for eligible medical expenses up to $15,000 toward an Acute Onset of
a Pre-existing Condition(s) as defined on page 8. This benefit does not include coverage for known, scheduled, required, or expected
medical care, drugs, or treatments existent or necessary prior to the effective date of this program (This benefit is not available for insureds
over age 70). Any exclusion specifically listed in exclusions, 2 through 23, will not receive benefits from these waivers.
2) Charges for treatment which exceed Reasonable and Customary charges; or charges incurred for Surgeries or treatments which are
Investigational, Experimental, or for research purposes; expenses which are non-medical in nature; expenses for Vocational, Speech,
Recreational, Music Therapy, or durable medical equipment.
3) Expenses which were not recommended, approved and certified as Medically Necessary and reasonable by a Physician.
4) Suicide or any attempt there of, while sane, or self destruction or any attempt there of, while insane; intentionally self-inflicted Injury or
Illness; or expenses as a result of, or in connection with, the commission of a felony offense.
5) Any consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to, or arising in
connection with war, invasion, act of foreign enemy hostilities, warlike operations (whether war be declared or nor), or civil war; terrorist
activity; nuclear, chemical, biological; (details in program summary).
6) Injury sustained while participating in professional, sponsored and/or organized Amateur or Interscholastic Athletics.
- A sponsored and / or organized Amateur or Interscholastic Athletic event includes training camps, team sports, or any formal grouping of
people participating in one or multiple events that may/ may not require a fee for participation.
7) Routine physicals, inoculations, or other examinations where there are no objective indications or impairment in normal health.
8) Treatment of the Temporomandibular joint.
9) Chiropractic care or acupuncture.
10) Services or supplies performed or provided by a Relative of Insured Person, or anyone who lives with the Insured Person.
11) Treatment and the provision of false teeth or dentures, normal ear tests and the provision of hearing aids, cosmetic or plastic Surgery
(including deviated nasal septum), routine dental expenses, eye care or eye-related expenses, unless caused by Accidental bodily Injury
incurred while insured hereunder.
12) Treatment in connection with alcohol, drug or chemical abuse, misuse, illegal use, overuse or dependency or use of any drug or narcotic
agent; any Mental and Nervous disorders or rest cures; Injury sustained while under the influence of or Disablement due wholly or partly to
the effects of intoxicating liquor, chemicals, or drugs.
13) Learning disabilites, attitudinal disorders, or disciplinary problems;
14) Congenital abnormalities and conditions arising out of or resulting therefrom.
15) Expenses incurred during a hospital emergency room visit that is not of an emergency nature.
16) Injury sustained while taking part in mountaineering, hang gliding, parachuting, bungee jumping, racing by horse or motor vehicle or
motorcycle, motorcycle / motor scooter riding (whether as a passenger or driver), scuba diving involving underwater breathing apparatus
(unless PADI or NAUI certified), water skiing, wakeboard riding, jet skiing, windsurfing, snowmobiling, snow skiing and snow boarding.
(Please see Optional Hazardous Sports Coverage to include some of these sports.)
- Mountaineering shall mean the sport, hobby or profession of walking, hiking, and climbing up mountains either: 1) utilizing harnesses, ropes,
crampons or ice axes; or 2) ascending 4500 meters or above.
17) Treatment paid for or furnished under any other individual, government, or group policy or charges provided at no cost to you.
18) Treatment of venereal or sexually transmitted disease
19) Pregnancy expenses or Illness resulting from pregnancy, childbirth, or miscarriage; or for miscarriage resulting from an Accident or
Complications of Pregnancy.
20) Drug, treatment or procedure that either promotes or prevents conception, or prevents childbirth, including but not limited to: artificial
insemination, treatment for infertility or impotency, sterilization or reversal thereof;
21) Expenses incurred while you are in your Home Country (except as provided under the Home Country Coverage benefit).
22) Expenses incurred for which travel was undertaken to seek medical treatment for a condition; or incurred after the Covered person’s
physician has limited or restricted travel.
23) Expenses for Home Health Care does not include food, housing, homemaker services, or Physician charges which are covered elsewhere
in the Policy, Therapy services which are covered elsewhere in the Policy and environmental supplies such as: hand rails, ramps, special
telephones, air conditioners, home delivered meals, etc. The caregiver cannot be a relative of the Insured Person and the care must not be
provided primarily for therapeutic value and not to assist in activities of daily living or Custodial Care.
seven corners assist
Seven Corners Assist is a leading provider of customized emergency assistance services to international organizations, corporations, government
entities, insurance companies, and individual travelers. Our assistance professionals are experienced in the complexity and importance of
receiving international medical care. As an insured of Seven Corners, you can feel confident that there is someone ready to assist you with a
medical situation 24 hours a day, 7 days a week, 365 days a year.
wellabroad.com
In our ever changing world, Seven Corners’ WellAbroad® seeks to prepare individuals and groups with the advanced tools for successful travel.
WellAbroad® offers medical, political and cultural information and includes many benefits and educational resources, such as:
- Text messaging alerts - Registered users receive updates regarding weather emergencies, security issues, custom alerts, and health care or
pandemic warnings.
- Provider network directory - Clients and travelers can create customized country profiles which allow instant access to providers in the
specified regions to which they are traveling.
- Online forums - Fellow travelers and Seven Corners’ staff post experiences and travel tips which can be accessed at any time.
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the program administrator
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Medical care is different throughout the world and providing quality medical attention should be the ultimate goal of any program. Most companies
are not prepared to meet the unique needs of international travelers. An organization must be equipped to address foreign currencies,
international doctors and hospitals, as well as unusual claim forms and documents. Liaison® Continent is designed and administered by Seven
Corners, Inc. The claim and assistance professionals at Seven Corners collectively have over 250 years of experience in claim processing and
administration.
the insurance company
Liaison® Continent is underwritten by Certain Underwriters at Lloyd’s of London and is rated A “Excellent” by A.M. Best. In addition to being one
of the largest insurance entities in the world, Lloyd’s has over 300 years of experience in the international insurance business.
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seven corners
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Since 1993, Seven Corners, Inc. has alleviated many of the concerns with international travel by providing insurance plans to private citizens,
governments, missionaries, students, and corporations of various nations around the globe. Each year, thousands of insureds purchase coverage
from Seven Corners in order to obtain the most comprehensive and reliable products in the international insurance industry.
In California, operating under Seven Corners Insurance Services.
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Rates based on a $250 Deductible
Effective November 1, 2007
Traveling to the United States
If the applicant is traveling to, temporarily residing in, or visiting the United States, please use these rates.
Plan A: 80/20 to $5000, then 100%
After you pay the deductible, the program pays 80% of the next $5,000 of eligible expenses, then 100% to the selected Medical Maximum.
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Plan B: 75/25 to max
After you pay the deductible, the program pays 75% of eligible expenses to the selected Medical Maximum.
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*Ages 80+ limited to $15,000.
**Dep. Child rate is applicable when at least one parent will also be covered under Liaison® Continent. Child Alone rate is used when a child will
be insured by themselves.
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TRAVELING OUTSIDE THE U.S.
If the applicant is traveling outside the United States, use these rates. This includes U.S. citizens traveling overseas as well as persons traveling between
countries i.e., a Brazilian traveling to SpainPolicy Maximum Options.
Plan E: 100% after the deductible to maximum
After you pay the deductible, the program pays 100% to the selected Medical Maximum.
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Plan F: 80/20 to max
After you pay the deductible, the program pays 80% of eligible expenses to the selected Medical Maximum.
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*Ages 80+ limited to $15,000.
**Dep. Child rate is applicable when at least one parent will also be covered under Liaison® Continent. Child Alone rate is used when a child will be
insured by themselves.
Attention Applicants: Certain Underwriters at Lloyd’s of London, operates as an approved Surplus Lines market in the United States. The premiums
listed above include a general Surplus Lines Tax. Your State of Residence may warrant an additional Surplus Lines Tax, Stamping Fees and administration
fee. Upon receipt and review of your application, Seven Corners will inform you if additional Surplus Lines Taxes and fees will apply. If so, Seven Corners
will request the payment of the additional Surplus Lines Taxes and fees from you prior to issuing coverage. The additional Surplus Lines Taxes and fees
shall be listed on the declaration page of your policy.
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insurance carrier:
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Liaison® Continent is underwritten by Certain Underwriters at Lloyd’s of London.
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